IUM ID CLASS OF 2022

 THREE EPISODE ON PODCAST  TIPS ON MONEY MANAGEMENT FOR ADOLESCENTS  EPISODE LINK PEER PRESSURE    EPISODE LINK RAISING A CHILD TO BE A PROBLEM SOLVER  EPISODE LINK

 

  When two cultural backgrounds meet in a marriage, the relationship can be enriched. But obstacles first need to be identified and addressed. The way you’re brought up is the way you’ll live unless you discover another option that seems preferable. Customs and culture have taught you and your spouse different values and priorities. This means the two of you need to learn and compromise. How can you handle cultural differences in your marriage? Here are five recommendations: 1.      Educate yourself and your family about the other culture.  This can ease surprises and defuse potential conflicts. Ask questions of your partner. Research norms and expectations. Because she loved Andres deeply, Wendy did a thorough study of the Latino culture. She talked with him about what she’d learned, pointing out where she and Andres were likely to experience tension in their relationship. 2.      Challenge false beliefs you may have about the other culture.  Discuss as a couple the belief s

  Worrying or negative thinking Worrying or thinking negatively about possible situations can be harmful. It adds to your levels of anxiety or stress and can adversely affect your health. Some strategies to reduce worrying include: When you start to worry, write down your concerns and the possible consequences, both negative and positive. Look at each scenario and think about possible good points. Remind yourself that you can and will be able to cope. Seek out information about your prognosis and likely outcomes. Realistically assess your worries and think about other things. Talk to a friend or to a psychologist. Find a variety of activities to focus on each day – for example, reading, walking or watching a movie. Even if you can only manage short periods at a time because you find activity difficult, make sure your day is varied and challenging. Stress and tension Stress and tension can affect you physically in many wa

  Peer pressure can be handled with so much ease if learners show an understanding of self-control, discipline, confidence and differentiating between right and wrong. Below are some examples of the negative peer pressure that schoolers suffer from.        •            Needing to dress or act a certain way.        •            Cheating or copying someone else's work or letting others copy your work.           •            Not including certain people in social activities.          •            Taking dangerous risks when driving.   •            Using drugs or alcohol.           •            Shoplifting or stealing. •            Engaging in sexual activity.   •            Engaging in bullying or cyberbullying.   •            Projecting a misleading/false image on social media. A learner that has pre- experience on how   to handle pressure at home tends to be on the advanta

Following the disclosure of a child's sexual abuse, you are responsible for decisions regarding your child's safety and protection. Your support of your child will minimize the long-term consequences of abuse. Decisions will need to be made during the post-disclosure process. Many problems will arise. These problems may relate to you, your child, other family members, or external agencies. Resolving problems in a thoughtful manner will help you feel more in control of the situation, and less a victim. Some helpful problem-solving strategies are included on this article. Two things to hold in your mind as you think about problem solving strategies: «   The attitude you bring to the task of resolving a problem will affect the quality of your decisions. The one thing you can control is your attitude. If it is negative, the likelihood of a negative solution is high. «   If you have worked at solving this problem before, and you use the same thought process, you will come to t

    INTRODUCTIONS : Personal Finance , ( 2021 ) writes that whether you make a lot of money or a little or have massive amounts of credit card debt or none, more than likely, finances are an issue in most households.  Financial problems are common  and include difficult issues like not having enough money, losing a job and conflicting financial values. In my little family of four, money is a topic of conversation between my husband and I on a daily — yes, daily — basis. We regularly discuss our monthly budget, upcoming expenses for the week and how we’re reaching our savings goals. For us, money is a continuous and evolving topic. So,  whether you’re on top of things financially or still have a way to go, financial issues are inevitable and most important, shouldn’t be ignored. Let’s take a look at the top five money obstacles families are likely to face and help provide some solutions you can put into action  today. Personal  Finance , ( 2021 ) Issue No. 1: Not Enough Income