INTRODUCTIONS : Personal Finance , ( 2021 ) writes that whether you make a lot of money or a little or have massive amounts of credit card debt or none, more than likely, finances are an issue in most households. Financial problems are common and include difficult issues like not having enough money, losing a job and conflicting financial values. In my little family of four, money is a topic of conversation between my husband and I on a daily — yes, daily — basis. We regularly discuss our monthly budget, upcoming expenses for the week and how we’re reaching our savings goals. For us, money is a continuous and evolving topic. So, whether you’re on top of things financially or still have a way to go, financial issues are inevitable and most important, shouldn’t be ignored. Let’s take a look at the top five money obstacles families are likely to face and help provide some solutions you can put into action today. Personal Finance , ( 2021 ) Issue No. 1: Not Enough Income